If You’re in a Car Accident, Do This!

Car accidents can happen in the blink of an eye and even a minor crash can leave you shaken, confused, and unsure of what to do next. But what you do immediately after a car accident can significantly affect your health, your legal rights, and any potential claim for compensation.

Here’s a step-by-step guide to help you stay legally protected.

1. Seek Medical Help First If You’re Hurt 

Your health is the top priority. If you or anyone else is injured, call 911 right away. Even if the injuries seem minor, don’t skip medical care. Some injuries take hours or days to appear.

Don’t: Downplay your pain or refuse medical attention just to get on with your day. Medical records are crucial for both your recovery and any legal claim.

2. Call the Police

Even for minor fender-benders, it’s important to have a police report. The officer will document the scene, interview drivers and witnesses, and help establish fault.

Don’t: Let the other driver talk you out of calling the police. A formal report provides unbiased documentation, which is critical if the other party later changes their story or denies responsibility.

3. Gather Evidence at the Scene

If it’s safe to do so, take photos of everything: vehicle damage, license plates, road conditions, traffic signs, and any visible injuries. Also, get contact and insurance information from the other driver and any witnesses.

Don’t: Admit fault or make statements like “I didn’t see you” or “I’m so sorry.” These may seem polite in the moment but can be used against you later.

4. Notify Your Insurance Company

Call your insurance company as soon as possible to report the accident. Stick to the facts and don’t speculate. They’ll start a claim file and guide you through the next steps.

Don’t: Give a recorded statement to the other driver’s insurance company without first speaking to an attorney. Their goal is to minimize your claim.

5. Consult an Attorney Before Accepting a Settlement

Insurance companies may offer a quick settlement, especially if you're hurt. Don’t accept it without legal guidance, it’s often far less than what you may be entitled to for medical bills, lost wages, and pain and suffering.

Do: Contact an experienced car accident attorney who can evaluate your case, negotiate with insurers, and fight for the compensation you deserve.

Final Thoughts: Don’t Guess, Get Guidance

Being in a car accident is overwhelming. But the right steps can protect your health, finances, and future. Document everything, stay calm, and don’t sign or say anything that could hurt your case. When in doubt, call a lawyer.

Have questions about a recent accident or unsure whether you have a case? Contact Brinkley Law today for a free consultation at 317-766-1379. Let us help you move forward with confidence.